Social Security Disability Benefits Evaluation for Disabled Widows and Widowers and Surviving Divorced Spouses

Social security disability is open to disabled widows and widowers as well as surviving divorced spouses of wage earners who died fully insured under the terms of the Social Security Act. Determining the eligibility of these individuals is a complex matter and requires the consideration of a multitude of factors.

Impairment Meets or Equals Listing of Impairments for Social Security Disability Evaluation

In the sequential evaluation of disability by the Social Security Administration (SSA), a major step is whether the individual has a condition that meets the twelve-month duration requirement and that is represented on the Social Security Administration's Listing of Impairments (LOI) or equal to a listed impairment. The LOI is divided into two parts. One part applies to individuals over age eighteen and one part is applicable to individuals under eighteen.

Injury From Usual Exertion or Exposure Concept

"Injury From Usual Exertion or Exposure" Concept)

Workers' Compensation Exemption re Number of Employees

In some states, an employer is exempt from maintaining workers' compensation insurance if it regularly employs only a certain number of employees. For example, with certain exceptions, employers in Alabama, Arkansas, Georgia, Virginia, New Mexico, and North Carolina are exempt if they have less than three employees. Employers in Rhode Island and South Carolina are exempt if employing less than four employees while employers in Mississippi, Missouri, and Tennessee are exempt if employing less than five employees. If the employee is injured and the state has altered its exemption statute, the operative version of the statute on the date of the employee's injury will control.

Knowledge of Injury Imputed to Employer

When an employer has actual knowledge of an employee's injury and its possible connection to the employee's work, most courts will excuse the employee's failure to timely give notice of the injury. Sometimes, however, such knowledge will be imputed to the employer. If a person associated with the employer in a managerial or representative role received knowledge of the injury, that knowledge will be charged to the employer. For example, consider the supervisor who witnessed the accident that caused the employee's injury. The employer itself will then be deemed to be aware of the employee's injury.